{
  "$id": "https://schema.nfh.global/Payment/v2.0",
  "x-iri": "https://schema.nfh.global/Payment/v2.0",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "description": "Schema definition for Payment in the Beckn Protocol",
  "title": "Payment",
  "type": "object",
  "properties": {
    "beckn:id": {
      "type": "string",
      "description": "Payment record identifier",
      "x-jsonld": {
        "@id": "schema:identifier"
      }
    },
    "beckn:paymentStatus": {
      "type": "string",
      "description": "Payment lifecycle status (Pending | Authorized | Captured | Failed | Refunded | PartialRefund …)",
      "enum": [
        "INITIATED",
        "PENDING",
        "AUTHORIZED",
        "CAPTURED",
        "COMPLETED",
        "FAILED",
        "CANCELLED",
        "REFUNDED",
        "PARTIALLY_REFUNDED",
        "CHARGEBACK",
        "DISPUTED",
        "EXPIRED",
        "REVERSED",
        "VOIDED",
        "SETTLED",
        "ON_HOLD",
        "ADJUSTED"
      ],
      "x-jsonld": {
        "@id": "beckn:paymentStatus"
      }
    },
    "beckn:amount": {
      "type": "object",
      "description": "Amount associated with this payment action",
      "properties": {
        "currency": {
          "type": "string",
          "x-jsonld": {
            "@id": "schema:priceCurrency"
          }
        },
        "value": {
          "type": "number",
          "x-jsonld": {
            "@id": "schema:price"
          }
        }
      }
    },
    "beckn:paymentURL": {
      "type": "string",
      "format": "uri",
      "description": "URL for payment processing/redirection",
      "example": "https://payments.example.com/pay?transaction_id=123&amount=100",
      "x-jsonld": {
        "@id": "schema:url"
      }
    },
    "beckn:txnRef": {
      "type": "string",
      "description": "PSP/gateway/bank transaction reference",
      "x-jsonld": {
        "@id": "schema:transactionNumber"
      }
    },
    "beckn:paidAt": {
      "type": [
        "string",
        "null"
      ],
      "format": "date-time",
      "description": "When the last terminal event (capture/refund) happened",
      "x-jsonld": {
        "@id": "schema:paymentDueDate"
      }
    },
    "beckn:acceptedPaymentMethod": {
      "$ref": "https://schema.nfh.global/AcceptedPaymentMethod/v2.0/schema.json"
    },
    "beckn:beneficiary": {
      "type": "string",
      "description": "Who will be the beneficiary or recipient of the payment",
      "enum": [
        "BPP",
        "BAP",
        "BUYER"
      ],
      "example": "BPP",
      "x-jsonld": {
        "@id": "schema:beneficiary"
      }
    },
    "beckn:paymentAttributes": {
      "$ref": "https://schema.nfh.global/Attributes/v2.0/schema.json",
      "description": "Rail-specific attribute pack (e.g., UPI: VPA/UTR; CARD: token/3DS; BNPL: plan/schedule) "
    }
  },
  "required": [
    "beckn:paymentStatus"
  ],
  "additionalProperties": false
}